Providing Healthcare Coaching and Coverage

4 Your Benefit

Inspired by a shared mission to serve, the 4 Your Benefit team brings extensive expertise in benefits, guided by the goodwill of being Catholic, Christian and God fearing faithful of compassion, integrity, and respect for all.

We are dedicated to creating a welcoming and supportive environment where every client, regardless of background, feels valued and empowered – and where every team member is empowered to make a meaningful impact.

Meet Our Team of Faith Filled Professionals Here to Help

Sister Carmela, a Carmelite Sister who founded the Society for Peace, (www.thesocietyforpeace.org), brings her deep commitment to service into every aspect of her work. Drawing on her extensive expertise in insurance and benefits, she provides individuals, families, and small businesses with clarity, guidance, and peace of mind during some of life’s most important decisions.

Sister Carmela uses the commissions from her insurance work to support healing, outreach, and peace-building initiatives around the world. Every policy she helps someone understand, every question she answers, every policy she recommends, becomes part of a larger mission of compassion, dignity, and hope.

Licensed for Individual, Marketplace, Medicare, Life Insurance and Small Business Policies.

Andrea Tworek, CEBS and Fellow of the International Society for Employee Benefit Specialists, offers 4 Your Benefit clients over 30 years of specialized expertise in healthcare and retirement plan management. This extensive experience translates to accurate, reliable guidance for businesses of all sizes, ensuring compliance and maximizing the value of their benefits offerings. 



For individuals, Andrea’s in-depth knowledge means clear explanations and confident navigation of complex benefit options.

George Sutton, CEBS and MBA, brings over 35 years of experience in employee benefits, including a strong background in institutional trust administration and retirement plan management. His career demonstrates a talent for managing intricate details and ensuring compliance, skills that are highly valuable in navigating the complexities of health, life, and disability insurance.

For 4 Your Benefit clients, George’s expertise translates to a thorough understanding of policy details, accurate claims support, and reliable guidance in making informed coverage decisions.

Don loves HR and benefits and started 4 Your Benefit in 1998.

Today he is actively recruiting agents to join the team.

And, as he has always done, he’s on the look out for better health and lower cost for customers. No surprise to those who know him – he learned that in the insurance operation trenches.

Protect the people you love

"Trust Our Experts to Serve You and Your Family and Help Find the Coverage That is Right for Your State In Life"