About Us | 4 Your Benefit

Sister Carmela, a Carmelite Sister who founded the Society for Peace, (www.thesocietyforpeace.org), brings her deep commitment to service into every aspect of her work. Drawing on her extensive expertise in insurance and benefits, she provides individuals, families, and small businesses with clarity, guidance, and peace of mind during some of life’s most important decisions.

Sister Carmela uses the commissions from her insurance work to support healing, outreach, and peace-building initiatives around the world. Every policy she helps someone understand, every question she answers, every policy she recommends, becomes part of a larger mission of compassion, dignity, and hope.

Licensed for Individual, Marketplace, Medicare, Life Insurance and Small Business Policies.

Andrea brings more than a decade of experience in healthcare sales, client relationships, and patient services. Her healthcare background includes working with physicians and healthcare organizations, as well as coordinating international patient cases at Henry Ford Health. Today, as a licensed Life and Health Insurance advisor, Andrea helps individuals, families, and small businesses better understand their insurance options. Her experience with tax preparation combined with her MBA gives her a practical understanding of how insurance and employee benefits can fit into a client's broader financial picture. Andrea takes a consultative approach: listening first, explaining options clearly, and helping clients make informed decisions based on their individual needs. She also has a strong commitment to her community, having served for many years on Bloomfield Township boards. She is a proud mother of two adult children and enjoys many outdoor activities including golf, boating and skiing.

Licensed for Individual, Marketplace, Medicare, Life Insurance and Small Business Policies.

Andrea Tworek, CEBS and Fellow of the International Society for Employee Benefit Specialists, offers 4 Your Benefit clients over 30 years of specialized expertise in healthcare and retirement plan management. This extensive experience translates to accurate, reliable guidance for businesses of all sizes, ensuring compliance and maximizing the value of their benefits offerings.

For individuals, Andrea’s in-depth knowledge means clear explanations and confident navigation of complex benefit options.

George Sutton, CEBS and MBA, brings over 35 years of experience in employee benefits, including a strong background in institutional trust administration and retirement plan management. His career demonstrates a talent for managing intricate details and ensuring compliance, skills that are highly valuable in navigating the complexities of health, life, and disability insurance.

For 4 Your Benefit clients, George’s expertise translates to a thorough understanding of policy details, accurate claims support, and reliable guidance in making informed coverage decisions.